What you own has taken you both a lifetime to attain.
Where will it all go when you are gone?

Together you have made a great team - and you have built something worth caring on .... But, as they say, no one lives forever. What will happen when you are both gone?

For your heirs, your passing is apt to be a time of grieving, loss...and estate headaches. Federal estate-tax rates range from 37 to 55 percent on estates that exceed the IRS unified credit exclusion. Administrative costs (probate, etc.) are additional. Is that how you want to be remembered?

Now, there's a way for you to help your heirs meet estate-settlement costs...without subtracting from the total value of your estate...with DuaLife.

DuaLife is a second to die, or survivorship life insurance program that's being offered for the first time by the Knights of Columbus. With DuaLife, a single plan covers two people - but the death benefit is paid only upon the death of the surviving second person. This feature makes DuaLife ideal for family estate planning.

DuaLife can also provide valuable insurance protection for business executives...owners of small businesses...farmers...dual-income professionals...or any couple or partnership for whom the passing on of valuable assets is of prime importance.

Truthfully, no matter what you do for a living, you want your successors to be financially secure. DuaLife can help you provide that security.

DuaLife costs less than two individual life insurance policies. What's more, a DuaLife plan can consist of permanent, or whole-life, insurance; or a combination of term and permanent insurance - giving you even greater flexibility and more control over your premium outlay.